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Any EIM Member or group of Members, with the approval of EIS, may form a Mutual Business Program (MBP).
Any EIM Member or group of Members wanting to form an MBP must submit a brief proposal for their program to EIS. EIS will review the proposal and advise the Member(s). Once the MBP is approved, EIS will work with the EIM Member(s) to setup the MBP.
Because EIS is a South Carolina sponsored captive insurance company and each MBP is a protected cell, the losses attributed to a MBP may only be paid from the assets attributed to that MBP.
Each MBP, initially, must provide sufficient capital to meet the minimum specific requirements of its Program. The capital may be provided in various forms as authorized by South Carolina insurance regulations and EIS.
EIS will invest the assets of each MBP for the specific account of each MBP in consultation with the Member's Program Advisory Committee.

EIS is authorized to write insurance and reinsurance for a wide array of coverages, subject to the South Carolina captive insurance statute or regulatory guidelines. Policies may be either risk bearing or reinsured. Below is a representative sample of current lines of insurance EIS writes on behalf of our Mutual Business Program Participants. EIS is not limited to these lines of insurance. Our ability to write any risk exposure is driven by the creativity and customized needs of EIM Members.





Email: mogden@eimltd.com
Phone: (843) 718-2090
Fax: 1 (800) 341-6801
Mailing Address
410 Mill Street, Suite 401
Mount Pleasant, SC 29464
| Key Financial Data |
| EIS General Account - Aggregated |
Shareholder Equity $5.2 Million |
| Mutual Business Programs - Aggregated |
Gross Premium Earned $285.5 Million |
Ceded Premium Earned $178.8 Million |
Net Loss and Loss Expense $81.9 Million |
Assets $1,515.5 million |
Liabilities $1,221.9 million |
Surplus $251.8 million |
| Key Operational Data |
MBP Count 26 |
Policy Count - In Force 103 |
EIM Member Participant Count 25 |