Financial Excellence

We provide superior long-term insurance and risk solutions

Background Grid
Performance

Our financial performance drives member value

6
%
Expense Ratio
"A"
AM Best Rating
150
+
Member Companies
97
%
Member Retention Rate
Our Values
Integrity
Member-Focus
Quality
Innovation
Financial Stability

Financial excellence for a secure future

Strong Performance
Experienced Team

We offer the stability energy companies need. Our mutual structure means we focus on long-term protection rather than quarterly profits, maintaining consistent coverage capacity even during hard markets.

Our Board of Directors and executive team bring deep industry expertise. Our enterprise risk management policy ensures we maintain our A.M. Best "A" rating while providing stable, secure coverage for our members.

The process

Our financial management approach

EIM maintains a disciplined approach to financial management, focused on long-term stability and member value.

01
Risk Assessment

We carefully evaluate industry risks and member needs to maintain appropriate coverage levels.

02
Portfolio Management

Strategic investment across multiple asset classes to optimize returns while managing risk.

03
Performance Monitoring

Regular evaluation of financial metrics and risk factors to ensure stability.

04
Member Value Creation

Delivering consistent financial strength and superior coverage for our members.

corporate governence

Board of Directors

Amanda Rome
Executive Vice President, Group President - Utilities, Chief Customer Officer
Xcel Energy Inc.
Brian B. Bird
President and Chief Executive Officer
NorthWestern Energy
Corynne Arnett
Executive Vice President Regulatory Affairs and Customer Experience
Dominion Energy, Inc
Dan S. Tucker
Executive Vice President and Chief Financial Officer
Southern Company
G. Thomas Bolton, III
President and Chief Executive Officer
Energy Insurance Mutual Limited
Giles Carmichael
Chancery Chambers
Partner
Jeanne Jones
Executive Vice President and Chief Financial Officer
Exelon Corporation
Kodwo Ghartey-Tagoe
Executive Vice President, Chief Legal Officer and Corporate Secretary
Duke Energy
Marcus V. Brown
Executive Vice President and General Counsel
Entergy Corporation
Martin J. Lyons, Jr.
President and Chief Executive Officer
Ameren
Rejji Hayes
Executive Vice President and Chief Financial Officer
CMS Energy Corporation

Officers

Martin J. Lyons, Jr.
Ameren - Chair
Kodwo Ghartey-Tagoe
Duke Energy
Vice - Chair
G. Thomas Bolton, III
President and Chief Executive Officer
Chancery Corporate Services Limited
Assistant Corporate Secretary
M. Cindy Dobbins
Vice President – Chief Claims Officer
Jill C. Dominguez
Vice President – Chief Underwriting Officer
Tanner V. McAndrew
Vice President – Risk Management and Corporate Strategy
Megan E. Ogden
Vice President – Captive Subsidiaries
Jeffrey M. Tkacz
Vice President – Chief Financial Officer
Kevin R. Wolff
Vice President – General Counsel and Corporate Secretary

Enterprise Risk Management

Enterprise Risk Management (ERM) at EIM is a dynamic, integrated framework that supports the company’s mission to deliver long-term value and stability to its members. It is embedded across strategic planning, underwriting, investment, and operational decision-making, and is regularly evaluated for maturity and effectiveness.

Corporate Risk Tolerance

We have set our corporate risk tolerance at being able to withstand a modeled 1/200 Value at Risk (VaR) annual aggregate occurrence and maintain an "A" rating by AM Best on an entity wide level.  The related categories include reserve, underwriting, operational, investment, catastrophe, and reinsurer credit risk.  Risk capacity is the percentage at or above this level and is used to measure how effectively the Company is managing risk on a quarterly basis.