Builder's Risk

Superior protection for Energy Construction Projects

Up to $15 million of capacity

EIM provides member-focused construction coverage on a quota share basis, engineered to safeguard the energy industry's most vital infrastructure investments.

who we are

Construction coverage built for energy companies

As a mutual insurance company dedicated to the energy industry, we understand the unique construction risks faced by utilities and energy companies. Our builders risk capacity is available on a Voting Member and Non-Voting Member basis.

Policy Features

We provide comprehensive protection for your operations including

All-risk coverage for physical damage
Delay in startup protection
Natural catastrophe coverage
Testing and commissioning
Our Values
Integrity
Member-Focus
Quality
Innovation
why choose us

Strategic construction risk protection for energy assets

Core Coverage Features

Our Builders' Risk policy provides comprehensive coverage specifically designed for energy companies during construction, renovation, and expansion projects for critical infrastructure and assets.

Additional Protection Available
  • Testing and commissioning coverage
  • Advanced Loss of Profits/Delay in Start Up
  • Natural catastrophe protection
  • Transit and offsite storage
  • Professional liability coverage
Our Coverage Options

We provide flexible builders risk protection

Participation Structure

Available on a quota share basis with capacity up to $15 million per project.

Eligibility Requirements

To access the Builders' Risk facility, Members must purchase Excess General Liability and/or Excess Directors and Officers coverage from EIM.

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our Approach

Member-focused construction risk protection

Risk Assessment

Our experienced underwriting team evaluates your specific operational risks and coverage needs.

Coverage Design

We structure coverage to seamlessly integrate with your existing insurance program.

Ongoing Support

Dedicated service and claims support throughout the policy period.