Excess Fiduciary LIability

Essential Protection for Employee Benefit Plan Management

Up to $25 million of coverage

EIM provides comprehensive excess fiduciary liability coverage with a substantial limit of $25 million, designed to protect our members against claims related to benefit plan management and administration.

who we are

We're a trusted provider of fiduciary protection

As a mutual insurance company focused exclusively on the energy industry, we understand the complex responsibilities involved in managing employee benefit plans. Our Excess Fiduciary Liability policy provides additional protection against breaches of fiduciary duty.

Policy Features

We provide comprehensive fiduciary protection

Funding issues in defined benefit plans
Changes in participant benefits
Cash benefit plan conversions
Administrative errors & omissions
Our Values
Integrity
Member-Focus
Quality
Innovation
why choose us

Comprehensive protection for benefit plan management

Core Coverage Features

Our Excess Fiduciary Liability policy offers protection for claims brought for breaches of fiduciary duty in managing employee benefit plans.

Additional Protection

Coverage extends to funding issues, benefit changes, plan conversions, and administrative errors and omissions.

Our Coverage Options

We provide essential fiduciary protection

Standard Coverage

$25 million in excess coverage above underlying requirements.

Broad Protection

Comprehensive coverage for various fiduciary responsibilities.

Plan Management

Coverage for decisions affecting benefit plans.

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our Approach

Member-focused fiduciary protection

We provide superior excess fiduciary coverage designed specifically for energy industry benefit plan risks.

Risk Assessment

Our experienced underwriting team evaluates your specific operational risks and coverage needs.

Coverage Design

We structure coverage to seamlessly integrate with your existing insurance program.

Ongoing Support

Dedicated service and claims support throughout the policy period.