Excess General Liability

Superior Protection for Energy Companies

Up to $100 million of coverage

EIM provides substantial excess general liability coverage with limits available from $10 million up to $100 million per occurrence and in the annual aggregate, designed specifically for the unique needs of our members.

who we are

We're an industry leader in excess liability coverage

As a mutual insurance company owned by our members, we understand the unique liability risks faced by the industry we serve. Our Excess General Liability policy is written specifically to cover our Members' liability for bodily injury, property damage and personal injury to third parties that may arise from operations.

Policy Features

We provide comprehensive protection for your operations including

Worldwide premises and operations coverage
Products and completed operations protection
Pollution liability coverage included
Joint venture participation covered
Our Values
Integrity
Member-Focus
Quality
Innovation
why choose us

Comprehensive coverage tailored to energy companies

Core Coverage Features

Our Excess General Liability policy includes coverage for premises and operations hazards, products and completed operations, pollution, automobile, failure to supply, and joint ventures.

Additional Protection Available
  • Excess Employment Practices Liability
  • Excess Professional Liability (subject to $65M sub-limit)
  • Excess Worker's Compensation
  • Employer's Liability coverage
  • Excess Wildfire Liability
Our Coverage Options

We provide flexible liability protection

Minimum Coverage

$10 million per occurrence and in the annual aggregate available above $35 million underlying coverage.

Maximum Limits

Coverage available up to $125 million with flexible limit options to meet your needs.

Follow Form

Policy follows the terms and conditions of underlying coverage.

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our Approach

Member-focused liability protection

We provide superior excess liability coverage designed specifically for the energy industry's unique risks.

Risk Assessment

Our experienced underwriting team evaluates your specific operational risks and coverage needs.

Coverage Design

We structure coverage to seamlessly integrate with your existing insurance program.

Ongoing Support

Dedicated service and claims support throughout the policy period.