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November 18, 2025

EIM Board of Directors Approves Member Distribution

At the EIM Board meeting on November 18th, EIM leadership recommended, and the Board of Directors approved, a member distribution of $25M and a supplemental distribution of $10M ($35M total) for Members on record as of December 31, 2025, payable in March 2026.

Each year, the Mutual conducts a thorough assessment of its performance and evaluates whether the surplus is sufficient to support the membership and ensure long-term stability. Based on these findings, recommendations are provided for the optimal allocation of any excess surplus to benefit Members. In 2025, EIM’s performance surpassed budget mainly driven by investment performance. These strong results enabled EIM to offer a supplemental amount of $10M in addition to the previously communicated $25M, all while maintaining adequate surplus to ensure ongoing strategic flexibility.

We continue to look for opportunities to enhance the value of the Mutual to its members. Please reach out to Pete Nadel if you have any questions.

Sincerely,Tommy Bolton President and Chief Executive Officer